All your money.None of the noise.
Total balance
$0123456789001234567890,012345678900123456789001234567890.0123456789001234567890
+$1,284.10 this month
- Income
- +$8,420.00
- Spent
- −$3,180.42
- Saved
- $1,200.00
One calm account for spending, saving, and getting paid. No monthly fees, no clutter, and every number where you expect it.
Takes about four minutes. No minimum balance.
Larkspur Studio
“We moved our whole studio's money over in an afternoon. Payroll runs itself, invoices get paid faster, and for the first time I know exactly where we stand every morning.”
One account for everything.Spend, send, and get paid.
Your card, your transfers, and your invoices live in one place, with every payment sorted and searchable the moment it lands.
4021 8890 1124 7735
T&C apply
- Paloma CaféJust now−$6.40
- Streaming1 min ago−$12.99
- Northgate Fuel6 min ago−$41.06
- Refund, Lumen Audio14 min ago+$89.99
- Corner Grocer32 min ago−$62.18
- Fernway Books1 hr ago−$18.90
Cash flow
This month
- Inflows
- +$8,420
- Outflows
- −$3,180
- Net
- +$5,240
Spending by category
- Bills34%
- Groceries24%
- Eating out17%
- Transport13%
- Other12%
Instant transfers
Send money to anyone in seconds, any time of day, with no fee between accounts.
Learn more: Instant transfersVirtual cards
Make a card for every subscription or trip, and freeze it the moment you're done.
Learn more: Virtual cardsBudgets that keep up
See what's left for the month at a glance, updated with every payment you make.
Learn more: Budgets that keep up
Help from real people.Whenever you need it.
Chat with someone who can actually fix things, any hour of the day. No phone trees, no bots passing you around.
- Today
- Hi! I was charged twice at Fern & Co. this morning.
- fern-receipt.pdf84 KBHere's the receipt.
- Hi, jordan.k here. Sorry about that, let me take a look.
- I can see two charges of $42.18. The second is a duplicate hold from the store.
- Can you get it back?
- Done. I've released it, so $42.18 is back in your balance now.
- That was quick. Thank you!
- Anytime. Anything else I can help with?
Savings that grow.Without a second thought.
Set a goal, round up your spending, and watch it add up. Move money in or out any time, with no penalties and no fine print.
Locked down by default.Unlocked only by you.
Face ID on every login, instant card freezes, and alerts the second anything looks off. Your money stays yours, and so does your data.
- 01
Unlock with face
- 02
Unlock with passkey
- 03
Freeze your card
- 04
Instant alerts
What people say.In their own words.
- Larkspur
- Fernway
- Halcyon
- Quarry & Co
- Lumen Audio
- Tidewater
- Ember Labs
- Orbit Supply
“I opened an account on the train and had my card in Apple Wallet before my stop.”
Dana OkaforProduct designer“Support answered in two minutes on a Sunday night and fixed the charge.”
Theo BrandtFounder, Fernway“Our whole team gets paid through Acme now. Payroll is a non-event.”
Sam WhitlockCOO, Halcyon
Simple pricing.No surprises, ever.
Start free and stay free for everyday banking. Upgrade when you want more, and see every fee in plain words before you pay it.
Can't decide which plan fits? Our team will help you choose.
Talk to salesPersonal
$0forever
Everyday banking, free for good.
- Debit card
- Instant transfers
- Savings goals
Plus
Most popular$6a month
More interest and more control.
- Everything in Personal
- 4.10% on savings
- Metal card
Business
$19a month
Invoices, payroll, and tidy books.
- Up to 10 team cards
- Invoicing
- Accounting sync
Enterprise
Custom
For larger teams with bigger needs.
- Unlimited cards
- Dedicated manager
- Custom limits
Ready when you are.
Open an account in four minutes. No fees, no paperwork, no branch visit.
Get started